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Don't consolidate your debt, negotiate your debt. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Settle debts for pennies on the dollar. Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our proven track record in the past eight years has been 50% to 90% reductions. Our fee is a small percentage of the amount we save you. let us intervene and negotiate reduction of your business debt. Don't consolidate your debt, negotiate your debt. If creditors have your number, you should have ours. 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